SBI Specialist Officer Recruitment 2025 – 122 Posts, Apply Online

The State Bank of India (SBI), India’s largest public sector bank and one of the most prestigious financial institutions in the country, has officially announced the recruitment of 122 Specialist Officer (SO) vacancies for the year 2025. The notification brings an excellent opportunity for ambitious professionals to secure a highly rewarding career in banking, finance, and technology. This recruitment drive is being conducted for positions in the Middle Management Grade Scale II (MMGS-II) and Middle Management Grade Scale III (MMGS-III) categories, covering vital roles such as Manager (Credit Analyst), Manager (Products – Digital Platforms), and Deputy Manager (Products – Digital Platforms).

The announcement has generated considerable excitement among banking and finance aspirants across India because SBI Specialist Officer positions are known for their challenging responsibilities, lucrative salary structures, and immense opportunities for career progression. Candidates who meet the eligibility criteria in terms of age, educational qualifications, and professional experience can apply online through the official recruitment portal of SBI.

Applications are invited from 11 September 2025, and the last date for submission of the online form, including payment of fees, is 2 October 2025. Interested candidates are advised to read this comprehensive guide carefully as it provides all essential details regarding the SBI SO Recruitment 2025, including post-wise vacancy breakdown, eligibility conditions, selection procedure, salary, perks, application process, and preparation tips.

Overview of SBI Specialist Officer Recruitment 2025

The SBI SO recruitment process is not just about filling vacancies; it is a strategic exercise to strengthen the bank’s expertise in areas such as credit analysis, digital platforms, risk management, and financial technologies. These are the pillars of modern banking, and SBI is seeking talented professionals who can help the organization maintain its leadership in a highly competitive environment.

Here is a quick overview of the notification:

• Name of the Organization: State Bank of India (SBI)
• Name of the Post: Specialist Officer (SO) – Manager (Credit Analyst), Manager (Products – Digital Platforms), Deputy Manager (Products – Digital Platforms)
• Number of Vacancies: 122
• Application Mode: Online
• Grade/Scale: MMGS-II and MMGS-III
• Application Start Date: 11 September 2025
• Last Date for Online Application: 2 October 2025
• Official Website: www.sbi.co.in

Detailed Vacancy Breakdown

The 122 vacancies announced under the SBI Specialist Officer Recruitment 2025 are divided into three major categories. Each post carries its own responsibilities, eligibility requirements, and experience criteria. Let us examine them in detail.

1. Manager (Credit Analyst)

• Number of Posts: 63
• Grade: MMGS-III
• Age Limit: Between 25 and 35 years as on 31 August 2025.
• Pay Scale: Rs. 85,920 – 2,680 / 5 – 99,320 – 2,980 / 2 – 1,05,280

Educational Qualification:
Graduate degree in any discipline from a Government-recognized university or institution AND MBA (Finance) / PGDBA / PGDBM / MMS (Finance) / CA / CFA / ICWA.

Experience Requirements:

• Minimum 3 years of post-qualification experience after completing the prescribed degree.
• Experience must be in corporate credit or high-value credit in a supervisory or managerial role.
• Acceptable employers include scheduled commercial banks, subsidiaries of scheduled commercial banks, public sector financial institutions, or listed companies.
• Candidates must have worked in appraisal and assessment of credit proposals for medium and large corporates.

Specific Skills Expected:

• Strong command over balance sheet analysis.
• Expertise in credit appraisal and monitoring.
• Proficiency in risk assessment and decision-making for lending.

This post is designed for finance professionals who aspire to work on high-value credit proposals and play a crucial role in SBI’s corporate lending operations.

2. Manager (Products – Digital Platforms)

• Number of Posts: 34
• Grade: MMGS-III
• Age Limit: Between 28 and 35 years as on 31 August 2025.
• Pay Scale: Rs. 85,920 – 2,680 / 5 – 99,320 – 2,980 / 2 – 1,05,280

Educational Qualification:

• B.E. / B.Tech. in IT, Computers, Computer Science, Electronics, Electrical, Instrumentation, or Electronics & Telecommunication.
• OR Master of Computer Applications (MCA).
• Candidates must have scored at least 60 percent marks in their qualifying degree.

Preferable Qualification:

• MBA or Executive MBA will be given preference.

Experience Requirements:

• Minimum 5 years of post-basic qualification experience.
• Experience should be in areas like digital payments, automatic fare collection systems, FASTag, fintech, digital solutions, customer relationship management, or risk management.
• Teaching or training experience is not counted.

This role is ideal for technology professionals who want to make a mark in digital banking solutions. With SBI’s increasing emphasis on digital platforms, selected candidates will be at the forefront of innovation.

3. Deputy Manager (Products – Digital Platforms)

• Number of Posts: 25
• Grade: MMGS-II
• Age Limit: Between 25 and 32 years as on 31 August 2025.
• Pay Scale: Rs. 64,820 – 2,340 / 1 – 67,160 – 2,680 / 10 – 93,960

Educational Qualification:

• B.E. / B.Tech. in IT, Computers, Computer Science, Electronics, Electrical, Instrumentation, or Electronics & Telecommunication.
• OR Master of Computer Applications (MCA).
• Minimum of 60 percent marks required.

Preferable Qualification:

• MBA or Executive MBA will be considered an added advantage.

Experience Requirements:

• Minimum 3 years of post-basic qualification experience.
• Required expertise areas include digital payments, FASTag, automatic fare collection, customer relationship management systems, fintech solutions, and risk management.

This role offers young professionals an opportunity to contribute to SBI’s rapidly expanding digital platforms. The position carries immense potential for growth within the bank’s technology ecosystem.

Eligibility Criteria for SBI Specialist Officer Recruitment 2025

While each post has specific requirements, there are some common eligibility rules that apply to all aspirants.

Age Limit

• For Manager (Credit Analyst): 25–35 years.
• For Manager (Products – Digital Platforms): 28–35 years.
• For Deputy Manager (Products – Digital Platforms): 25–32 years.
• Age relaxations will be applicable as per government norms for SC, ST, OBC, PwD, and other categories.

Educational Qualification

• Graduation in relevant fields with specific professional qualifications such as MBA (Finance), CA, CFA, or technical degrees in IT, Computers, and Electronics.
• Candidates must ensure their qualifications are from institutions recognized by the Government of India or approved by regulatory bodies.

Professional Experience

• Experience ranges from 3 years to 5 years depending on the post.
• Experience must be in relevant functional areas such as credit analysis, fintech, digital banking solutions, or corporate finance.
• Training, internships, or academic teaching roles do not count as professional experience.

Salary, Allowances, and Perks

The salary structure for Specialist Officers in SBI is highly attractive. Apart from the basic pay mentioned in the pay scales, officers are entitled to a range of allowances and benefits.

• Basic Pay: As per MMGS-II and MMGS-III scales.
• Dearness Allowance (DA): Revised quarterly based on inflation index.
• House Rent Allowance (HRA): Varies depending on the posting location.
• City Compensatory Allowance (CCA): Provided in select cities.
• Medical Benefits: Comprehensive coverage for self and dependents.
• Leave Travel Concession (LTC): Periodic travel allowance for the officer and family.
• Retirement Benefits: Pension under the New Pension Scheme (NPS), gratuity, and provident fund.
• Other Perks: Concessional loans for housing, car, and personal needs.

Overall, an SBI Specialist Officer enjoys a remuneration package that is competitive with top private sector banks and offers long-term financial security.

Application Fee

The application fee for SBI SO Recruitment 2025 varies based on category.

• General / EWS / OBC: Rs. 750
• SC / ST / PwD: No fee
• Mode of Payment: Online through debit card, credit card, net banking, or UPI.

How to Apply for SBI SO Recruitment 2025

Applying for the SBI SO Recruitment is a straightforward online process. Candidates must ensure that they have scanned copies of their documents and a valid email ID before beginning.

Step-by-Step Guide:

1. Visit the official SBI career portal.
2. Click on the recruitment advertisement for Specialist Officers.
3. Select the appropriate post and click on “Apply Online.”
4. Register by providing a valid email ID and mobile number.
5. Fill in personal, academic, and professional details carefully.
6. Upload scanned copies of photograph, signature, and documents.
7. Pay the application fee according to your category.
8. Preview the application and submit it.
9. Take a printout of the final submitted form for future reference.

Selection Process

The selection process for SBI SO Recruitment 2025 involves several stages. While the exact procedure may vary depending on the post, the general steps include:

1. Shortlisting of Applications: Based on educational qualifications and experience.
2. Written Test or Online Examination: Conducted for certain posts to test professional knowledge.
3. Interview: Personal interaction to assess technical knowledge, communication, and suitability.
4. Document Verification: To confirm eligibility.
5. Final Merit List: Prepared on the basis of performance in all stages.

Preparation Tips for SBI SO Recruitment

Cracking the SBI SO recruitment requires a focused approach. Here are some tips:

• For Credit Analyst: Strengthen concepts of financial analysis, balance sheet evaluation, credit risk, and corporate finance. Review annual reports of companies to practice analysis.
• For Digital Platforms Posts: Stay updated with latest developments in fintech, payment gateways, blockchain, and digital banking. Practice case studies related to digital payment systems.
• General Preparation: Work on communication skills, problem-solving, and interview readiness. Practice mock interviews and review previous SBI SO recruitment experiences.

Career Growth and Prospects

SBI offers immense opportunities for growth to its Specialist Officers. From the initial roles in MMGS-II or MMGS-III, officers can rise to senior positions such as Assistant General Manager, Deputy General Manager, and even General Manager. Specialist Officers are often entrusted with critical projects that shape the future of the bank.

Important Dates

• Starting Date of Online Application: 11 September 2025
• Last Date for Submission of Application and Fee Payment: 2 October 2025

Frequently Asked Questions (FAQs)

Q1. What is the starting date to apply for SBI Specialist Officer Recruitment 2025?
The application process begins on 11 September 2025.

Q2. What is the last date for SBI SO application submission?
The last date to apply online and pay the fee is 2 October 2025.

Q3. How many vacancies are available under SBI SO Recruitment 2025?
A total of 122 vacancies are available across three categories.

Q4. What is the salary offered for SBI Specialist Officers?
The salary ranges according to the MMGS-II and MMGS-III pay scales, along with allowances, perks, and benefits.

Q5. Is work experience mandatory for SBI SO posts?
Yes, relevant post-qualification work experience is mandatory for all the posts.

Here’s a clean Important Web-Links Table for SBI Specialist Officer Recruitment 2025:

Important Web-Links

Conclusion

The SBI Specialist Officer Recruitment 2025 is one of the most awaited opportunities for professionals in finance and technology domains. With 122 vacancies spread across critical roles such as Credit Analyst and Digital Platforms Manager, this recruitment drive offers candidates a chance to contribute to India’s largest bank while building a stable and rewarding career. The selection process is competitive, but with the right preparation and clear understanding of the requirements, aspirants can achieve success.

Candidates are advised not to wait until the last moment to apply. Early application ensures smoother processing and adequate time for preparation. Interested professionals must visit the official SBI career portal and submit their online application before 2 October 2025.

For aspirants dreaming of a prestigious role in the banking sector, this is the right opportunity. Join SBI as a Specialist Officer and take the next big step in your career journey.