IOB Apprentice Recruitment 2025: Unlock Your Banking Career with 750 Graduate Vacancies

Indian Overseas Bank (IOB) has unveiled an exciting opportunity for aspiring bankers with its IOB Apprentice Recruitment 2025, offering 750 graduate vacancies across India. This dynamic initiative is a golden ticket for young professionals eager to dive into the banking sector, gain hands-on experience, and lay a solid foundation for a rewarding career. With a competitive stipend of up to 15000 per month, this apprenticeship program is designed to equip candidates with practical skills in a leading public sector bank. The application window is open from August 10, 2025, to August 20, 2025, making it a time-sensitive opportunity for graduates to act swiftly and secure their spot. If you’re ready to embark on a transformative journey in banking, this is your moment to shine.

Why Choose the IOB Apprenticeship Program?

Indian Overseas Bank, a trusted name in India’s banking landscape, is renowned for its customer-centric approach and expansive network across the nation and beyond. Headquartered in Chennai, IOB has a legacy of nurturing talent and driving financial inclusion. The 2025 apprenticeship program, aligned with the Apprentices Act, 1961, is a strategic effort to train the next generation of banking professionals. This program offers a unique blend of practical training and real-world exposure, enabling apprentices to master essential banking operations, from customer service to financial management. Whether you’re a recent graduate or a young professional seeking a career pivot, this apprenticeship provides a structured pathway to success in the banking industry.

Frequently Asked Questions (FAQs)

What is the IOB Apprentice Recruitment 2025?
The IOB Apprentice Recruitment 2025 is a program by Indian Overseas Bank offering 750 apprenticeship positions for graduates across India. It aims to provide hands-on training in banking operations with a monthly stipend.

Who is eligible to apply?
Candidates must hold a degree in any discipline from a recognized university, with results declared between April 1, 2021, and August 1, 2025. The age limit is 20 to 28 years as of August 1, 2025, with relaxations for reserved categories.

What is the stipend structure?
The stipend varies by location: 15000 per month for metro branches, 12000 for urban branches, and 10000 for semi-urban/rural branches. A 4500 subsidy under NATS is included for eligible candidates.

How is the selection process conducted?
The process includes a Computer-Based Test (CBT) with 100 questions on General Financial Awareness, General English, Quantitative and Reasoning Aptitude, and Computer Knowledge, followed by a local language proficiency test.

When and how can I apply?
Applications are accepted online from August 10 to August 20, 2025, via the BFSI SSC website. Candidates need a NATS/NAPS enrolment number, scanned documents, and a valid email ID and mobile number.

What is the application fee?
The fee is 944 rupees for General/OBC/EWS, 708 rupees for Female/SC/ST, and 472 rupees for PwBD, payable online.

Vacancy Breakdown: Opportunities Across India

The 750 apprentice vacancies are strategically distributed across various states and union territories, ensuring opportunities for candidates nationwide. Applicants are encouraged to apply for positions in their home state or a region where they are fluent in the local language. Below is the state-wise distribution of vacancies:

• Tamil Nadu: 200
• Uttar Pradesh: 110
• Maharashtra: 85
• Delhi: 53
• Bihar: 35
• West Bengal: 35
• Kerala: 33
• Punjab: 24
• Orissa: 22
• Rajasthan: 16
• Gujarat: 16
• Haryana: 16
• Andhra Pradesh: 15
• Madhya Pradesh: 12
• Pondicherry: 12
• Chattisgarh: 10
• Jharkhand: 8
• Uttarakhand: 8
• Karnataka: 6
• Telangana: 6
• Assam: 4
• Chandigarh: 4
• Manipur: 4
• Jammu and Kashmir: 2
• Meghalaya: 2
• Mizoram: 2
• Sikkim: 2
• Tripura: 2
• Andaman and Nicobar: 1
• Arunachal Pradesh: 1
• Daman and Diu: 1
• Goa: 1
• Himachal Pradesh: 1
• Nagaland: 1

Total: 750

This diverse allocation ensures that candidates from various regions have access to this career-defining opportunity.

Eligibility Criteria: Are You Ready?

To qualify for the IOB Apprentice Recruitment 2025, candidates must meet specific eligibility requirements as of August 1, 2025:

Educational Qualification

• A degree in any discipline from a university recognized by the Government of India or an equivalent qualification approved by the Central Government.
• The degree result must have been declared between April 1, 2021, and August 1, 2025.
• Candidates must provide mark sheets and degree/provisional certificates during the application process.

Experience Restrictions

• Candidates with prior apprenticeship training in any organization are ineligible.
• Those with one year or more of training or job experience post-graduation are not eligible.

Age Limit

• Minimum Age: 20 years
• Maximum Age: 28 years (born between August 1, 1997, and August 1, 2005, inclusive).
• Age Relaxation:
• SC/ST: 5 years
• OBC (Non-Creamy Layer): 3 years
• Persons with Benchmark Disabilities (PwBD): 10 years
• Widows, divorced women, and legally separated women: Up to 35 years (General/EWS), 38 years (OBC), 40 years (SC/ST).

Meeting these criteria is essential to proceed with the application process.

Stipend Structure: Financial Support for Your Journey

The IOB Apprenticeship Program offers a competitive stipend tailored to the cost of living in different regions:

• Metro Branches: 15000 rupees per month
• Urban Branches: 12000 rupees per month
• Semi-Urban/Rural Branches: 10000 rupees per month

For candidates enrolled under the National Apprenticeship Training Scheme (NATS), a 4500-rupee subsidy is included in the stipend, credited directly via Direct Benefit Transfer (DBT). The remaining amount is paid by IOB. This stipend structure ensures financial stability while you gain invaluable banking experience, making the program an attractive stepping stone for aspiring bankers. Note that apprentices are not entitled to additional allowances like Dearness Allowance (DA) or House Rent Allowance (HRA).

Selection Process: Your Path to Success

The IOB Apprentice Recruitment 2025 selection process is rigorous yet fair, designed to identify candidates with the aptitude and skills needed for a banking career. It consists of two key stages:

Tier 1: Computer-Based Test (CBT)

The first stage is a 90-minute online exam comprising 100 objective-type questions across four sections, each carrying 25 marks:

• General Financial Awareness: 25 questions, covering banking, insurance, government schemes, and current affairs.
• General English: 25 questions, testing reading comprehension, grammar, and vocabulary.
• Quantitative and Reasoning Aptitude: 25 questions, assessing numerical ability and logical reasoning.
• Computer or Subject Knowledge: 25 questions, evaluating basic computer skills and software proficiency.

Total: 100 questions, 100 marks.
There is no mention of negative marking, but candidates must achieve the minimum qualifying marks set by the bank to advance.

Tier 2: Local Language Proficiency Test

Candidates who clear the CBT must demonstrate proficiency in the local language of their chosen state, including reading, writing, speaking, and understanding. Those with 10th or 12th standard mark sheets proving they studied the local language are exempt from this test. This stage is qualifying in nature.

Exam Syllabus: Prepare to Excel

To succeed in the CBT, candidates must prepare thoroughly across the following subjects:

General Financial Awareness

• Banking and Insurance Awareness: Key concepts in banking operations and insurance.
• Financial Awareness: Economic trends, financial markets, and policies.
• Government Schemes and Policies: Major schemes like PMJDY, PMAY, and more.
• Current Affairs: Recent developments in finance and banking.
• Static Awareness: Knowledge of financial institutions and banking history.
• Indian Financial System: Structure and functions.
• History of Indian Banking Industry: Evolution and milestones.
• Budget and Five-Year Plans: Key economic policies.

General English

• Reading Comprehension: Understanding passages and answering questions.
• Cloze Test: Filling in blanks in a passage.
• Fillers: Completing sentences with appropriate words.
• Spotting Errors: Identifying grammatical mistakes.
• Sentence Improvement: Enhancing sentence structure.
• Para Jumbles: Rearranging sentences for coherence.
• Vocabulary: Synonyms, antonyms, idioms, and phrases.

Quantitative and Reasoning Aptitude

• Quantitative Aptitude:
• Number Series
• Data Interpretation (Bar Graphs, Line Charts, Pie Charts)
• Inequalities (Quadratic and Quantity-based)
• Arithmetic (Percentage, Ratio, Profit and Loss, Time and Work, Speed, Distance, Probability, Mensuration)
• Reasoning Aptitude:
• Puzzles and Seating Arrangements
• Direction Sense
• Blood Relations
• Syllogism
• Coding-Decoding
• Machine Input-Output
• Alpha-Numeric-Symbol Series

Computer or Subject Knowledge

• Basics of Computers: Hardware, software, and operating systems.
• MS Office: Proficiency in Word, Excel, and PowerPoint.
• Internet and Networking: Basic concepts and applications.
• Keyboard Shortcuts: Common shortcuts for efficiency.
• Basic Security Concepts: Cybersecurity fundamentals.

A focused preparation strategy targeting these topics will maximize your chances of success.

How to Apply: Step-by-Step Guide

Applying for the IOB Apprentice Recruitment 2025 is a straightforward online process. Follow these steps to ensure a successful application between August 10 and August 20, 2025:

1. Gather Required Documents:

• Valid email ID and mobile number.
• Scanned copies of your photograph and signature (as per specified dimensions).
• Aadhaar Card, PAN Card, or other valid photo ID.
• Educational certificates and mark sheets.
• NATS/NAPS enrolment number.

1. Visit the BFSI SSC Website: Access the official website for the application portal.
2. Locate the Application Link: Navigate to the Career Opportunities section and click on IOB Apprenticeship Program FY 2025-26.
3. Complete the Form: Enter accurate personal, academic, and contact details, including your NATS/NAPS enrolment number.
4. Upload Documents: Submit scanned copies of your photograph and signature.
5. Review and Submit: Double-check all details before final submission.
6. Pay the Application Fee: After receiving a confirmation email, pay the fee via Debit Card, Credit Card, or Net Banking.

• General/OBC/EWS: 944 rupees
• Female/SC/ST: 708 rupees
• PwBD: 472 rupees

1. Save Confirmation: Download and print the application form and e-receipt for your records.

Important Dates to Remember

Stay on top of the recruitment timeline to avoid missing critical deadlines:

• Online Application Start Date: August 10, 2025
• Online Application End Date: August 20, 2025
• Fee Payment Window: August 10 to August 20, 2025
• Online Examination Date (Tentative): August 24, 2025

Why This Opportunity Matters

The IOB Apprentice Recruitment 2025 is more than just a training program; it’s a launchpad for a successful banking career. By joining Indian Overseas Bank, you’ll gain practical skills, industry exposure, and a competitive stipend, all while contributing to one of India’s leading public sector banks. The program’s structured approach ensures you develop a deep understanding of banking operations, positioning you for future roles in the financial sector.

Tips for Success

• Start Early: Begin preparing for the CBT well in advance, focusing on the syllabus outlined above.
• Practice Mock Tests: Simulate exam conditions to improve speed and accuracy.
• Brush Up on Local Language Skills: Ensure proficiency in the local language of your chosen state.
• Organize Documents: Keep all required documents ready to streamline the application process.
• Stay Updated: Regularly check the BFSI SSC website for updates on the recruitment process.

Conclusion

The IOB Apprentice Recruitment 2025 is a transformative opportunity for 750 graduates to kickstart their banking careers with Indian Overseas Bank. With a competitive stipend, structured training, and a nationwide presence, this program is designed to empower young professionals with the skills and experience needed to thrive in the banking industry. Don’t miss the chance to apply between August 10 and August 20, 2025, and take the first step toward a rewarding career. Act now, prepare diligently, and seize this opportunity to shape your future in banking.